Home insurance, also known as homeowners insurance, is a vital financial safety net that protects us from unforeseen disasters and accidents within the confines of our homes. While we are familiar with the standard coverage for things like fires, theft, and natural disasters, you might be surprised to learn that home insurance also covers some rather bizarre and unexpected events. In this article, we'll explore 10 weird things covered by home insurance that you might not have known about.

Falling Aircraft

Yes, you read that correctly. Home insurance policies typically cover damage caused by falling objects, including aircraft. Whether it's a rogue drone or a piece of an airplane, if it crashes into your home, your insurance may help cover the repair costs.

Meteor Strikes

While the odds of a meteorite hitting your home are incredibly low, it's comforting to know that if it does happen, your home insurance will usually cover the damage caused by this cosmic event.

Volcanic Eruptions

Living near an active volcano might sound adventurous, but it also comes with its share of risks. Fortunately, many home insurance policies cover damage caused by volcanic eruptions, including damage from ash, lava, and even pyroclastic flows.

Damage from Riots and Civil Unrest

When civil unrest or riots result in damage to your home, your home insurance policy typically covers the repairs. This can include damage from vandalism, looting, and fires started during such events.

Alien Abduction (Sort of)

Before you start worrying about little green men, rest assured that your insurance doesn't cover you for actual alien abductions. However, some policies include coverage for damage or theft resulting from "falling objects," which could potentially include a meteorite or debris from an alien spacecraft.

Identity Theft Expenses

While not a physical event, identity theft can be a financial catastrophe. Some home insurance policies offer coverage for expenses related to identity theft, such as legal fees and lost wages.

Pet Damage

Do you have a mischievous pet that loves to chew on furniture or scratch up the floors? Some home insurance policies cover damage caused by your furry friends. It's important to read the fine print, as coverage can vary.

Spoiled Food

If a power outage due to a covered event, like a storm, causes your refrigerator to malfunction and spoil your food, many home insurance policies will reimburse you for the cost of the spoiled items.

Buried Treasure

While you might not strike gold in your backyard, if you happen to stumble upon valuable items buried on your property, your home insurance might provide coverage, usually up to a certain limit.

Damage from Space Debris

We live in a world filled with satellites and space debris, some of which eventually re-enters Earth's atmosphere. If a piece of space debris damages your home or property, your insurance may cover the repair costs.